Effective Date: April 14, 2026

These Terms of Service govern your use of the website www.seniorprimebenefits.com operated by Senior Prime Benefits Agency LLC ("Company," "we," "us," or "our"). By accessing or using our Site, you agree to these Terms.

USE OF THE SITE You agree to use this Site only for lawful purposes. You may not use the Site to transmit any harmful, fraudulent, or unlawful content or to impersonate any person or entity.

SERVICES PROVIDED Senior Prime Benefits Agency LLC is a licensed Medicare insurance agency. We provide Medicare Advantage, Medicare Supplement, and Part D plan consultations and enrollment assistance. We are not affiliated with or endorsed by the U.S. government, Medicare, or any government agency.

NO GUARANTEE OF COVERAGE Information on this Site is for general informational purposes only. Plan availability, benefits, and premiums vary by location and are subject to change. Enrollment in any Medicare plan is subject to carrier approval and Medicare eligibility requirements.

SMS COMMUNICATIONS By submitting your contact information and opting in to SMS communications, you consent to receive text messages from Senior Prime Benefits Agency LLC. You may opt out at any time by replying STOP. Continued use of our services does not require SMS opt-in.

INTELLECTUAL PROPERTY All content on this Site is the property of Senior Prime Benefits Agency LLC and is protected by applicable intellectual property laws. You may not reproduce or distribute any content without our written permission.

DISCLAIMER OF WARRANTIES This Site is provided on an "as is" basis without warranties of any kind. We do not warrant that the Site will be uninterrupted or error-free.

LIMITATION OF LIABILITY To the fullest extent permitted by law, Senior Prime Benefits Agency LLC shall not be liable for any indirect or consequential damages arising from your use of the Site.

GOVERNING LAW These Terms are governed by the laws of the State of California. Disputes shall be subject to the jurisdiction of the courts located in California.

CONTACT US Senior Prime Benefits Agency LLC | Phone: 949-998-9315 | Email: [email protected] | Website: www.seniorprimebenefits.com

SMS PROGRAM. Senior Prime Benefits Agency LLC operates an SMS messaging program to communicate with Medicare-eligible individuals about plan options, appointments, and enrollment. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance or contact us at 949-998-9315.

CARRIER LIABILITY. Carriers are not liable for delayed or undelivered messages.

AGE RESTRICTION. Our services and SMS program are intended for individuals 18 years of age and older. By opting in you confirm you are at least 18 years old.

PRIVACY POLICY. Our Privacy Policy governs the collection and use of your personal information and is incorporated into these Terms by reference. You can view it at www.seniorprimebenefits.com/privacy-policy.